NÃO DESPERDICE dinheiro com serviços inúteis dos bancos. 

POR JUSTOCANTINS Imagem: Divulgação / Internet Imagem: Divulgação / Internet

Abrir uma conta bancária é essencial para realizar operações financeiras, mas os custos variam conforme o tipo de serviço contratado, e alguns são legalmente gratuitos.

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Nem todo mundo sabe que certos serviços bancários devem ser oferecidos gratuitamente por lei, levando alguns bancos a cobrar taxas indevidas.

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A conta corrente básica, segundo a Resolução nº 3.919 do Banco Central, não deve ter taxas de administração.

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Caso o banco insista em cobrar, o cliente pode recorrer aos órgãos de proteção ao consumidor.

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A transferência entre contas do mesmo banco é um serviço que deve ser gratuito, com direito a duas transferências mensais segundo a resolução do Banco Central.

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O cartão de débito, essencial para movimentar a conta, deve ser fornecido gratuitamente pelo banco..

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Se precisar realizar mais transferências, o cliente pode optar pelo PIX, uma alternativa rápida e sem custos adicionais.

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[{"selector":"#anim-f50ddab9-f3fb-4b31-b7b7-fb42ffbe3dcc","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-9b806740-070a-411f-863e-4ac81a8438ed","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-597fd06d-3596-4918-a926-ae4a816aed11","keyframes":{"transform":["translate3d(0px, 104.85597%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Imagem: Divulgação / Internet Imagem: Divulgação / Internet Entrar no Grupo

Conhecer esses direitos é crucial para evitar cobranças indevidas e garantir uma relação justa com o banco.

[{"selector":"#anim-c769f457-9805-4911-a84e-f742d0869570","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8cbfc447-927f-425f-9852-c6ad0cbec5e0","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ee04fba5-e63b-4907-9fd2-c63c6b2cbc19","keyframes":{"transform":["translate3d(-118.81534%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7554c942-8c71-4248-b7fe-2f0687474601","keyframes":{"transform":["rotate(-90deg) translate3d(-64.41282%, 0px, 0) rotate(90deg)","rotate(-90deg) translate3d(0px, 0px, 0) rotate(90deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ad590090-0c15-479a-ba6e-45305787efff","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-03131260-47ae-4b84-803c-c01829cd6066","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Imagem: Divulgação / Internet Imagem: Divulgação / Internet

Caso haja problemas, o PROCON e meios judiciais estão disponíveis para assistência.

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